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Graduate Analyst Pool

Cardiff

Posted 08/07/2026

Competitive

Top Reasons to Apply
  1. At Secure Trust Bank, we're looking for exceptional graduates who are curious, analytical and eager to make a real impact from day one.
  2. You will be solve real business challenges using data and analytics.
  3. Experience with SQL, Python, R, Power BI, Tableau or similar tools is advantageous but not essential.
Job Description

At Secure Trust Bank, we're looking for exceptional graduates who are curious, analytical and eager to make a real impact from day one.

This is not a traditional graduate scheme.

We're building a Graduate Analyst Talent Pool, bringing together high-potential graduates through a single assessment process. Successful candidates will be considered for immediate vacancies and, if not initially placed, will join our pre-qualified Graduate Talent Pool for future analyst opportunities as they become available across the Bank.

This means one application could open the door to multiple exciting career opportunities.

Why Join Us?

At Secure Trust Bank, data, analytics and decision-making sit at the heart of everything we do. Whether you're helping shape lending strategies, optimising customer journeys or using data to drive commercial growth, you'll work on meaningful projects that directly influence business performance and customer outcomes.

From your first day, you'll:

  • Solve real business challenges using data and analytics
  • Work alongside experienced leaders, analysts and decision scientists
  • Develop highly sought-after technical and commercial skills
  • Gain exposure to AI, automation and modern analytical tools
  • Build a broad understanding of financial services and consumer lending
  • Enjoy structured development, coaching and career progression opportunities

Initial Opportunities

Successful candidates may be selected for one of our first two Graduate Analyst vacancies:

Graduate Credit Strategy Analyst

Help shape how we make responsible lending decisions by analysing portfolio performance, optimising credit strategies and supporting the development of advanced decisioning tools.

You'll gain exposure to:

  • Credit strategy and risk analytics
  • Decision science and predictive modelling
  • Portfolio analytics
  • Machine learning, AI and automation
  • SQL, Python and modern analytical tools

Graduate Commercial & Marketing Analyst

Use data to drive customer growth and commercial performance by analysing marketing effectiveness, customer journeys and experimentation programmes.

You'll gain exposure to:

  • Marketing and customer analytics
  • Commercial strategy
  • Customer segmentation and targeting
  • A/B testing and experimentation
  • SQL, Python and data visualisation

Who We're Looking For

We welcome applications from graduates and final-year students who are passionate about using data to solve problems and create better outcomes for customers.

You'll likely be studying, or have recently completed, a degree in:

  • Mathematics
  • Statistics
  • Data Science
  • Computer Science
  • Economics
  • Physics
  • Engineering
  • Or another highly analytical discipline

We're particularly interested in candidates who demonstrate:

  • Strong analytical and problem-solving skills
  • Curiosity and a growth mindset
  • An interest in data, technology, AI and automation
  • The ability to communicate complex ideas clearly
  • Strong collaboration and relationship-building skills
  • A willingness to challenge thinking and identify improvements
  • A desire to learn and develop quickly

Experience with SQL, Python, R, Power BI, Tableau or similar tools is advantageous but not essential.

Our Talent Pool Approach

We're looking beyond today's vacancies.

Candidates who successfully complete our assessment process but are not immediately appointed will join our Graduate Analyst Talent Pool. As new opportunities arise across our analytics, decision science, commercial, customer and risk functions, we'll be able to connect you with roles that match your skills and aspirations.

This gives you the opportunity to be considered for future analyst positions without repeating the recruitment process.

Our Commitment to Inclusion

We're committed to creating an inclusive workplace where everyone can thrive.

We recognise that talent comes from many different backgrounds and experiences. If you're excited about the opportunity but don't meet every requirement, we'd still love to hear from you.

We support flexible working, provide reasonable adjustments throughout the recruitment process and are committed to ensuring every candidate has the opportunity to perform at their best.

V12 Retail Finance
Company Information

V12 Retail Finance Technology is constantly transforming the retail sector and we’ve been at the cutting edge of retail finance from the start offering pioneering, multi-channel access and functionality. We don’t believe in standing still and we’re always looking for new ways that our smart technology can work even smarter to delight your customers. Part of the Secure Trust Bank family, we also have the financial backing to make our pricing, products and services work for you. And, our customer first culture means we understand what will make your customers keep coming back time and again.

Secure Trust Bank is the only UK bank awarded a Customer Service Excellence accreditation. We arrange and administer retail finance loans on behalf of Secure Trust Bank PLC, who is the lender. Secure Trust Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Key Facts