Founded in 1869, we've been serving our members for over 150 years. As a mutual building society, our members' needs are at the heart of everything we do. We are a building society, not a bank
We were founded as a mutual building society over 150 years ago, and we believe that the mutual model is as effective as it has ever been. When you contact us, be it over the phone or face-to-face in one of our branches or agencies, it’s important to us to make sure you know we are a mutual building society, not a bank. Unlike banks, we are owned by our members. We don't have shareholders to satisfy, so we are free to re-invest profit back into the Society to benefit current and future members.